First-Time-Home-Owner-UFSWAGetting into your own home is the goal of many people however it can be quite a daunting task to work out where to start!  How much can you afford, what deposit do you need, should I buy established or build a new home, can I get the First Home Owner’s Grant – these are just a few of the questions commonly asked.

We recommend that the very first step in buying your first home (or any home for that matter) is to speak to your Mortgage Broker!  Knowing the answer to the above questions and more is part of what we do – helping people buy their first home is what we do every day so we can guide you the process from the beginning.

Getting your first home loan will often seem the hardest, simply because it’s something you haven’t done before!   We will explain the entire process to you and maintain constant contact throughout, as well as always being available to answer any questions you have along the way.  We will determine your borrowing capacity, how much deposit you will require and organise a ‘Pre-Approval’ for you so you have some confidence when you start searching for your first home.

The more deposit you have the greater your lending options are, but we do have low deposit options such as Keystart Home Loans and utilising a guarantor. If you don’t have enough deposit to realise your home ownership dreams we can assist with savings plans and other budgeting measures that can assist you to save.

We can help determine if you are eligible for the First Home Owner’s Grant and even lodge the application for you through the lender.  Recent changes have been made to the First Home Owner’s Grant which may also affect your decision to purchase established or build a new home.  More information on the First Home Owner Grant in W.A. can be obtained here.

Our UFSWA Mortgage Broker has years of helping first home owner’s get into their home.  In fact may of our first home owner clients come back when they are looking to buy their next home!

Our assistance to you is provided at no cost to you – when we get you a home loan the lender will pay us! Contact us now to see how we can help!

MFAA-AccreditedDisclaimer: Loans are approved or declined on their merits by the specific lender and a loan approval is not guaranteed. We believe the information on this page to be correct. However we can give no warranty to this effect and expressly disclaim any liability for loss or damage by any person acting upon the information provided herein.